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XRP Currency Coin \u0026 Ripple CLO Calls For SEC Whistle BlowerCryptocurrency is digital money that doesn't require a bank or financial institution to verify transactions and can be used for purchases or as. At its core, cryptocurrency is typically decentralized digital money designed to be used over the internet. Bitcoin, which launched in , was the first. Cryptocurrency is decentralized digital money that is based on blockchain technology and secured by cryptography.